New: Apply online for your next loan!

Consolidate Your Holiday Bills & Save

You had a wonderful holiday with family and friends. But now those charge card bills are beginning to make their way to your mailbox. Let us simplify your life and, best of all, save you some money with a bill consolidation loan.

With our low rate of 8.9% APR, we can combine all your outstanding debt into one loan so that you’ll only have one bill to pay at the end of the month. And, chances are, with our great rates, you’ll pay a lot less in interest! The numbers below tell the story.

So which payment would you prefer?
Call us today and see how we can help you.

Courtesy Pay is a new service provided by Washington Postal Employees Federal Credit Union for those unexpected situations that arise in life. Whether you’ve made a subtraction error or just run a little short of cash before payday, the credit union may pay your overdraft checks up to a predetermined amount. With this service, you may never have to worry about the embarrassment of returned checks again.

Courtesy Pay is not a loan. It is a fee-based service that allows us, at our discretion, to cover your checks, up to a predetermined limit, so that your checks will not bounce. The fee is roughly the same as our insufficient funds fee, but with Courtesy Pay you will avoid charges from the merchant’s check return. Courtesy Pay will be provided to qualifying members automatically after their checking accounts have been open for 90 days.

• Limit $500 (including fees)
• Account must be in good standing
• Primary member must be 18 years of age or older
• Account must not be dormant
• Account must not have negative balance or delinquent loan conditions for longer than 30 days or otherwise have caused the credit union a financial loss

How much does courtesy pay cost? Nothing—if you never have to use it. If an overdraft does occur, and we choose to cover it, your account will be assessed our standard nonsufficient funds/overdraft fee of $30 for each item we pay against an overdrawn account. However, your checks will not be returned and you shouldn’t incur additional fees that merchants charge for returned checks.

Here’s your second chance to get a low-rate Washington Postal Employees FCU auto loan! Bring us your auto loan obtained at another institution and reduce your rate by 2%. When you reduce your rate and monthly payment you will see big savings. Apply 24/7 online or call us at 202-636-4530. Get a rate as low as 4.78%APR* for new and used cars. Hurry! This offer is for a limited time! Start saving today!

*APR = annual percentage rate. Rates will not go below our lowest auto loan rate and existing WPEFCU loans are not eligible for this promotion. Certain restrictions apply.

Visa Check Cards to Be Issued

At the end of March, you may receive a Visa check card for use with your accounts at Washington Postal FCU. A Visa check card looks like a credit card but works like a check.

Using your Visa check card is just like writing a check, only easier! The cards are accepted anywhere the Visa logo is displayed. When you use your Visa check card, the funds are taken directly from your checking account.

You can also use your Visa check card just like an ATM card, to obtain balances, transfer funds between accounts, get an advance from your line of credit, and withdraw cash.

Because the Visa check card is really an electronic check, it reduces the need to write checks. It’s also faster than writing a check since there is no need to have your check approved. Just present the card for payment wherever Visa is accepted, and your payment will be processed quickly.

With a WPEFCU Visa check card, you’ll have access to thousands of ATMs nationwide. You may use any ATM displaying the Cirrus and Star network logos. Your ATM card can also be used at any network point of sale. Use it to buy gas, groceries or just about anything else!

When your card is issued, you will receive a personal identification number (PIN). This PIN is your electronic signature and must be entered to begin a transaction. For your protection, do not allow others to see your PIN, and keep the card and PIN in separate places

Reorder Your Checks Online!

If you are a current WPEFCU checking account holder, you can now reorder your checks online, provided there are no changes to your information (such as address)!  Simply click the reorder icon below and follow the directions.